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    Personal Insurance

    The Andover Companies offers an array of high-quality property and liability insurance products to help you protect your home, belongings, and more. Available exclusively through an independent insurance agent near you.

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    • Home Insurance
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    Optional Coverages
    • Home Cyber Protection Coverage
    • Home Systems Protection with Service Line Coverage
    • Identity Recovery Coverage
    • Scheduled Personal Property Endorsement
    • Water Backup Coverage
    • Watercraft Program
  • Business Insurance

    Business Insurance

    The Andover Companies offers insurance coverages designed to protect businesses and the property they lease or own from a variety of risks. Available exclusively through an independent insurance agent near you.

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    • Businessowners Insurance
    • Business Property Insurance
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    • Loss of Business Income & Extra Expense
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    • Equipment Breakdown Coverage
    • Excess Liability Insurance
    • Flood Insurance
  • Who We Are

    ABOUT THE ANDOVER COMPANIES

    For nearly two centuries, insurance agents have trusted us to provide their insureds with the highest-quality home and business insurance solutions.

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    The Andover Companies provides easy access to timely insights and important news so you can better protect your homes, commercial buildings, and businesses.

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Please Note: The information provided on this website about our insurance products and services is general in nature and for informational purposes only. It does not create or modify any binding obligations, terms, or conditions with respect to insurance coverage. Please read your policy carefully for complete descriptions, details, and limitations of the coverages provided. The content available on this website may include copyrighted materials provided by Tokio Marine HCC or The Hartford Steam Boiler Inspection and Insurance Company and used with their permission.

© 2024 Andover Companies | The Andover Companies, based in Andover, Massachusetts, is comprised of Merrimack Mutual Fire Insurance Company, Cambridge Mutual Fire Insurance Company, and Bay State Insurance Company.