Insurance coverages designed to protect small and midsized businesses and the property they lease or own from a variety of risks. Available exclusively through an independent insurance agent near you.
The Andover Companies has been insuring small businesses and commercial properties for nearly two centuries. This experience has allowed us to create a Businessowners Policy that offers you the highest-quality insurance coverages.
The Andover Companies Businessowners Policy (BOP) incorporates many critical coverages into one insurance policy, which can be customized to meet the requirements of a variety of commercial property types and businesses, including:
May help pay to repair a damaged building and its fixtures, permanently installed machinery and equipment, and more if the losses are due to a covered event.
May provide comprehensive insurance coverage for common liability risks such as bodily and personal injury, advertising injury, product and completed work, and more.
May provide financial relief to a business that temporarily shuts down due to a covered property loss, including paying for loss of income and some expenses.
May add a variety of important coverages, like protection for valuable papers and outdoor property, that enhance your Businessowners Policy at no additional cost.
We offer a variety of optional coverage solutions so that our agents can build business owners a BOP that meets the specific requirements of their commercial property.
Insurance coverage and support services that may help business owners respond to and recover from a cybercrime event.
Learn MoreCoverage that may help pay for financial losses related to a sudden or accidental mechanical or electrical breakdown of critical equipment.
Learn MoreExtra insurance protection that may help cover losses that exceed the limits of the primary liability insurance.
Learn MoreInsurance that may help pay for losses or damages to a building caused by water that flows in from the outside.
Learn More“As small-business owners, we have always chosen to place our Businessowners Policy with The Andover Companies. Their product offerings are comprehensive, and their rates are competitive. Most importantly, we feel they have always done right in protecting us. We confidently recommend Andover and are grateful for the relationship we share.”
“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”
“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over five years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”
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Leave it up to your agent to uncover the best coverage solutions for your valuable property.
