This is a picture of a man removing a cover to a condenser and represents the home systems protection from The Andover Companies.

HOME SYSTEMS PROTECTION WITH SERVICE LINE COVERAGE ENDORSEMENT

Provides homeowners with insurance coverage for many of the essential systems and service lines that help keep their homes running smoothly. Available exclusively through an independent insurance agent near you.

When equipment such as your furnace, central air-conditioning, or an underground power line on your property breaks down, it can be extremely costly, inconvenient, and stressful. The Andover Companies Home Systems Protection with Service Line Coverage Endorsement may help you pay for repairing or replacing the systems and service lines you rely on daily.

HOME SYSTEMS PROTECTION with SERVICE LINE COVERAGE ENDORSEMENT HIGHLIGHTS

Having this endorsement may provide you with important financial protection that can help you pay for the costs related to a sudden or accidental mechanical or electrical breakdown of a covered home system, as well as leaks, breaks, tears, ruptures, collapse, or arcing of a covered service line.

THE FOLLOWING EQUIPMENT TYPICALLY IS PROTECTED UNDER THIS ENDORSEMENT:
  • Central Air-Conditioning
  • Boilers, Furnaces, and Heat Pumps
  • Conventional and Solar Water Heaters
  • Well Pumps and Installed Sump Pumps
  • Pool and Spa Pumps
  • Radiant Floor Heating
  • Electrical Service Panels
  • Permanent Emergency Generators
  • Underground Exterior Service Lines (e.g., water, power, data)
This photo is a back of a home that shows their electrical system and represents home systems protection coverage from The Andover Companies.

HOMEOWNERS ARE RESPONSIBLE FOR SERVICE LINES ON THEIR PROPERTY

As a homeowner, you are responsible for repairing or replacing damaged service lines if they are on your property, including underground pipes and wiring that bring services like water, power, data, and communication into your home. Without the proper insurance coverage, fixing these service lines, as well as repairing any damage a breakdown may have caused to outdoor property, such as driveways, walkways, lawns, and shrubbery, can be extremely costly.

Your local insurance agent will have more information about The Andover Companies Home Systems Protection with Service Line Coverage Endorsement and can assist you in adding it to your current homeowners insurance program.

LEARN MORE ABOUT PROTECTING YOUR HOME SYSTEMS AND SERVICE LINES

You will find real-life examples of common home systems and service line breakdowns, additional details on the wide range of coverages and services included in the Home Systems Protection with Service Line Coverage Endorsement, and more. 

DOWNLOAD THE FACT SHEET

Building Close Relationships, Close to Home
with the Agents We Serve and People We Insure

“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”

Bianca and Ray L.
Homeowners

“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”

Craig G.
Homeowner

“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”

Lisa and Ted R.
Homeowners

EXPERIENCE THE DIFFERENCE WORKING WITH AN INDEPENDENT insurance AGENT CAN MAKE.

Step 1:

Click on the Find an Agent button to search for independent insurance agencies near you.

Step 2:

Contact the independent insurance agency you would like to work with by phone or email.

Step 3:

Leave it up to your agent to uncover the best coverage solutions for your valuable property.