This photo is a women cooking at a cafe and represents general liability insurance from The Andover Companies.

GENERAL LIABILITY INSURANCE

Protects business owners from many of the financial repercussions of a liability claim.

From a customer slip and fall to a defective product, there are a variety of situations that might lead to a bodily injury or property damage claim against a business. General Liability Insurance may protect businesses and their owners from the potentially devastating financial repercussions of these events.

This photo is an old staircase in an apartment building and represents general liability insurance from The Andover Companies.

GENERAL LIABILITY INSURANCE COVERAGE HIGHLIGHTS

If a lawsuit occurs, General Liability Insurance usually protects the assets of the business and its owner because this coverage may help pay for legal fees, settlements and judgments, medical payments, and more.

General Liability Insurance typically includes coverage for the following types of claims:
  • Advertising Injury
  • Bodily Injury
  • Host Liquor
  • Personal Injury
  • Products/Completed Operations
  • Property Damage
  • Damage to Premises Rented to Business Owner
  • Fire Liability If You Are a Tenant
This photo shows a man shoveling snow in a snow storm and represents general liability insurance from The Andover Companies/

GET MORE OPTIONS TO PROTECT AGAINST LIABILITY CLAIMS

Depending on your company’s specific exposures, you may want to consider other liability insurance solutions. A local independent insurance agent can help you determine if your business requires additional liability coverages, such as:

Building Close Relationships, Close to Home
with the Agents We Serve and People We Insure

“As small-business owners, we have always chosen to place our Businessowners Policy with The Andover Companies. Their product offerings are comprehensive, and their rates are competitive. Most importantly, we feel they have always done right in protecting us. We confidently recommend Andover and are grateful for the relationship we share.”

Lindsey S.
Businessowner

“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”

Bianca and Ray L.
Homeowners

“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”

Lisa and Ted R.
Homeowners

EXPERIENCE THE DIFFERENCE WORKING WITH AN INDEPENDENT insurance AGENT CAN MAKE.

Step 1:

Click on the Find an Agent button to search for independent insurance agencies near you.

Step 2:

Contact the independent insurance agency you would like to work with by phone or email.

Step 3:

Leave it up to your agent to uncover the best coverage solutions for your valuable property.