Today, thousands of homeowners rely on our Superior Home Insurance Protection Plan to help safeguard one of their most significant investments.
Since 1828, homeowners have placed their trust in The Andover Companies. With an “A” (Excellent) or higher AM Best rating for financial strength dating back to 1940, we provide dependable Home Insurance solutions that your valuable property and belongings deserve.
The Andover Companies has spent the past two centuries developing Home Insurance products and services tailored to protect well-maintained properties like yours across the northeastern United States and beyond.
May provide personal injury, refrigerated items, and lock replacement coverage, as well as higher limits on silver, business property, watercraft, money, and stolen or lost jewelry and furs.
May be available for qualifying snowmobiles and typically includes both liability and physical damage coverages.
May be available for licensed individuals who provide day care services in their home for no more than three children.
May provide broad marine coverage to homeowners with power boats up to 32 feet and sailboats up to 40 feet, subject to terms and conditions such as speed and age restrictions.
We offer a range of optional coverages that can be added to your protection plan and tailored to fit the requirements of your special property.
Important financial protection that may help you pay for costs related to a breakdown of home systems and underground piping and wiring on your property that produces a service.
Home Systems ProtectionInsurance coverage that may help pay for expenses associated with restoring your stolen identity and provide case management services to assist in the recovery process.
Identity RecoveryInsurance coverage that may help you and your household recover from a cyberattack, including cyber extortion, cyberbullying, personal data breach, and online fraud.
Home Cyber ProtectionA layer of extra liability protection that typically will help safeguard your valuable assets in situations such as an at-fault car accident or an incident at your property.
Personal Umbrella PolicyAdditional protection for valuable belongings, such as jewelry, antiques, fine art, sports memorabilia, rare collections, and more, if they are lost, stolen, or damaged.
Scheduled Personal Property EndorsementSpecially designed insurance available to owners of new dwellings under construction that typically provides comprehensive insurance coverage, including replacing stolen building materials or personal belongings.
Broader coverage for losses due to water or waterborne material originating in your home that backs up through sewers or drains, or overflows or discharges from a sump or related equipment.
Water Backup and Sump Discharge or OverflowBy choosing The Andover Companies, you can get outstanding coverage for your property that doesn’t come at a high price. When you work with one of the highly qualified independent insurance agents in our network, they will confirm if you are eligible for any homeowner discounts or credits available through our Superior Home Insurance Protection Plan, including:
The Explainer Series
Your home is made up of many parts, from the structure itself to the belongings that make it uniquely yours. Home Insurance is designed to provide vital protection for these important assets.
The Andover Companies is dedicated to providing resources that help you better understand your insurance coverage. Watch the video to learn about the six core coverages of a Home Insurance Policy and how they work together to help protect your home. If you have additional questions, contact your local independent agent.
Your Questions Answered
Selecting new homeowners insurance or renewing an existing policy may involve various coverage decisions. To help you better understand the important details of your coverage, The Andover Companies shares answers to these frequently asked questions.
“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”
“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over seven years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”
“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”
“As a new homeowner with a young family, filing my first claim felt stressful, but The Andover Companies made the process easy. Their team was responsive, professional, and supportive, helping us get back on track quickly. We are grateful for the peace of mind they provided during a challenging time.”
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Leave it up to your agent to uncover the best coverage solutions for your valuable property.
