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Personal Umbrella

Affordable protection against catastrophic loss that picks up where your homeowner policy leaves off.

Why Do I Need this Coverage?

Personal umbrella policies pick up where homeowners, dwelling fire and watercraft policies leave off. They provide an extra level of affordable coverage against catastrophic loss and any lawsuits associated with them.

What's Covered?

Depending on your policy, a personal umbrella may provide:

  • Increased liability limits worldwide (up to $5,000,000 in many states)
  • Coverage for defense costs and attorneys' fees for claims against you that are not covered by your primary policies (i.e., expenses that exceed your policy limit)

Please note that the information provided above is for informational purposes only and is not a legal contract. Please read your policy carefully for complete descriptions, details and limitations of the coverages provided.

Consult with an agent for a custom quote

Work with one of our local independent agents to get a personalized quote based on your needs.