Provides businesses and building owners with financial protection against property losses caused by an earthquake.
If one of these natural disasters causes physical damage to your commercial building or business property, having The Andover Companies Earthquake Insurance Endorsement may provide critical coverage that helps you repair, rebuild, and recover.
By adding this endorsement to your Business Property Insurance solution, you typically gain protection against earthquake-related losses to your commercial building and its contents, including inventory. In addition, this endorsement usually provides Loss of Business Income and Extra Expense coverage if operations temporarily slow down or stop. To be eligible for this endorsement, your business property may need to be inspected and you could be required to make certain building upgrades and improvements.
*All earthquake shocks or volcanic eruptions that occur within a 168-hour period will constitute a single event.
According to the United States Geological Survey, earthquakes are at least a moderate threat in nearly every US state. Additionally, the risk for a ground-shaking seismic event has expanded into regions of the country where people often underestimate the chance of this disaster happening, including much of the eastern US and into Illinois.
If you want help determining whether to add The Andover Companies Earthquake Endorsement to your risk management plan, please contact one of the independent insurance agencies in our network. They are available to answer your questions and assist you with all your Businessowners Insurance policy needs.
“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”
“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”
“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”
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