Photo of two children playing together at daycare

HOME DAY CARE COVERAGE ENDORSEMENT

Providing liability and personal property protection to individuals licensed to offer day care services in their home. Available exclusively through an independent insurance agent near you.

The Andover Companies offers a Home Day Care Coverage Endorsement that may help better financially protect you and your at-home child care business against the unique liability and property risks you face.

Photo of a home daycare with toys

HOME DAY CARE COVERAGE ENDORSEMENT HIGHLIGHTS

By adding this endorsement to your Home Insurance policy, you may be able to extend the liability and personal property coverage in your homeowners policy to your at-home day care business.

If you experience a covered claim, having The Andover Companies Home Day Care Endorsement means you may get help paying for the following expenses, up to the limits specified in your policy:
  • Medical bills
  • Lawsuit judgments and settlements
  • Legal fees
  • Repair or replacement of damaged personal belongings

ARE YOU ELIGIBLE FOR OUR HOME DAY CARE COVERAGE ENDORSEMENT?

To qualify for The Andover Companies Home Day Care Coverage Endorsement, you typically must be a home day care provider who:
  • Is properly licensed or registered as required by the state where you live.
  • Provides child care services in your primary residence or in another structure on the property where you live.
  • Limits your day care services to no more than three children.

If you do not meet one or more of these criteria, your home day care operation may be better off with a separate businessowners insurance policy. Please contact one of the highly qualified independent insurance agents in our network for help selecting the coverage that will best financially protect you and your business.

Building Close Relationships, Close to Home
with the Agents We Serve and People We Insure

“I feel comfortable having my insurance with The Andover Companies. I know that if something terrible happens, they will be there to support my family and guide us through the process. Insurance can be confusing, especially when you have multiple policies, but they have simplified the details so we can understand everything easily!”

Bianca and Ray L.
Homeowners

“The Andover Companies service team is professional, personable, and extremely helpful. We’ve had our homeowners insurance with The Andover Companies for over six years and are happy to have recently added our secondary home with them in another New England state. I highly recommend insuring with them.”

Craig G.
Homeowner

“You can truly understand the value of your home insurance when you have a claim. My husband and I experienced firsthand how easy it was to work with The Andover Companies. A tree fell on our property, blocking the driveway. We submitted a claim with Andover and within days had a check in hand to reimburse us for the tree removal. The process was seamless.”

Lisa and Ted R.
Homeowners

EXPERIENCE THE DIFFERENCE WORKING WITH AN INDEPENDENT insurance AGENT CAN MAKE.

Step 1:

Click on the Find an Agent button to search for independent insurance agencies near you.

Step 2:

Contact the independent insurance agency you would like to work with by phone or email.

Step 3:

Leave it up to your agent to uncover the best coverage solutions for your valuable property.