Insurance coverages designed to protect small and midsized businesses and the property they lease or own from a variety of risks. Available exclusively through an independent insurance agent near you.
The Andover Companies has been insuring small businesses and commercial properties for nearly two centuries. This experience has allowed us to create a Businessowners Policy that offers you the highest-quality insurance coverages.
The Andover Companies Businessowners Policy (BOP) incorporates many critical coverages into one insurance policy, which can be customized to meet the requirements of a variety of commercial property types and businesses, including:
May help pay to repair a damaged building and its fixtures, permanently installed machinery and equipment, and more if the losses are due to a covered event.
May provide comprehensive insurance coverage for common liability risks such as bodily and personal injury, advertising injury, product and completed work, and more.
May provide financial relief to a business that temporarily shuts down due to a covered property loss, including paying for loss of income and some expenses.
May add a variety of important coverages, like protection for valuable papers and outdoor property, that enhance your Businessowners Policy at no additional cost.
We offer a variety of optional coverage solutions so that our agents can build business owners a BOP that meets the specific requirements of their commercial property.
Insurance coverage and support services that may help business owners respond to and recover from a cybercrime event.
Learn MoreCoverage that may help pay for financial losses related to a sudden or accidental mechanical or electrical breakdown of critical equipment.
Learn MoreExtra insurance protection that may help cover losses that exceed the limits of the primary liability insurance.
Learn MoreInsurance that may help pay for losses or damages to a building caused by water that flows in from the outside.
Learn More“As small-business owners, we have always chosen to place our Businessowners Policy with The Andover Companies. Their product offerings are comprehensive, and their rates are competitive. Most importantly, we feel they have always done right in protecting us. We confidently recommend Andover and are grateful for the relationship we share.”
“Andover has consistently provided top-notch support and service to our team and always strives to help us find reasonable solutions for our clients’ ever-changing insurance needs. We are proud to work with such an exceptional insurance provider and look forward to many years of our continued partnership.”
“Our partnership with Andover is truly special. I cherish our agency’s longtime relationship with the company, and the people who work there feel like a combination of close friends, mentors, and business partners.”
“I clicked with The Andover Companies right away, and I truly appreciate the team’s unmatched dedication to its agents. They go out of their way to support, which is very rare among carriers these days.”
“I’ve had a great experience with The Andover Companies. Their professionalism and dedication to taking care of their insureds truly stand out. The team is knowledgeable, responsive, and always willing to go the extra mile to ensure everything is handled smoothly and efficiently. It’s clear they genuinely care about providing excellent service and support. I feel confident doing business with Andover and highly recommend them for anyone looking for a reliable, reasonably priced, and customer-focused insurance provider.”
“I’ve had an excellent experience working with The Andover Companies. Their customer service is top-notch—always quick to respond and eager to help with any questions or concerns. The claims process is seamless and straightforward. They provide competitive rates along with comprehensive coverage options that are customized to fit individual needs. The team is professional and knowledgeable and consistently goes the extra mile to ensure peace of mind. I highly recommend Andover to anyone seeking reliable and dependable insurance services!”
“The team members at The Andover Companies are fantastic! Their customer service is outstanding—always friendly, helpful, and quick to respond. It’s clear they genuinely care about their customers and make the whole process of working with them easy and stress-free. They’re reliable, professional, and go above and beyond to ensure a great experience. Highly recommend!”
“I highly recommend The Andover Companies. Their team is professional, reliable, and truly dedicated to their clients and independent agency partners. Working with them has always been a seamless experience, and their commitment to building strong relationships really sets them apart. If you’re looking for a trustworthy partner in the industry, look no further than The Andover Companies!”
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Leave it up to your agent to uncover the best coverage solutions for your valuable property.
