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Identity Theft

Broad coverage and high-end services to help fix your credit history and restore your identity.

Why Do I Need this Coverage?

Identity theft can take a toll on a victim’s credit history, not to mention your nerves. The average victim spends 60 hours and $1,200 restoring a stolen identity. Proper coverage can save you time, stress and potential financial exposure from lost income and legal costs.

What's Covered?

Andover’s Identity Recovery Insurance combines broad insurance coverage with high-touch services. Licensed case managers provide real, practical help, including:

  • Working with credit bureaus, creditors, financial institutions and other service providers to correct a victim’s records
  • Preparing correspondence to various credit institutions on the victim’s behalf
  • Reviewing credit files and requesting fraud alerts as needed
  • Corresponding with government entities, such as the Social Security Administration and the Department of Motor Vehicles
  • Investigating any recurring patterns of identity theft


Restoring your identity can cost you. Andover’s program includes expense reimbursement coverage for typical out-of-pocket costs like:

  • Legal fees (for civil and criminal defense)
  • Lost wages
  • Child or elder care expenses
  • Fees for credit reports
  • Fees for reapplying for loans
  • Postage, phone and shipping fees
  • Mental health counseling charges
Please note that the information provided above is for informational purposes only and is not a legal contract. Please read your policy carefully for complete descriptions, details and limitations of the coverages provided.

Consult with an agent for a custom quote

Work with one of our local independent agents to get a personalized quote based on your needs.